Earn up to 2.25% APY* on your checking balance — just for banking local.

Rates

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Key Features

  • Really High Interest
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Maintenance Fees
  • No Minimum Balance Requirements
  • Free checking that pays high interest
  • 2.25% APY* on balances up to $10,000
  • 2.25% to 0.46% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Unlimited check writing
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free E-statements
  • Free Seed by Farmers Bank personal finance manager app
  • Free In-Touch telephone banking
  • Free Mastercard® debit card
  • $100 minimum deposit to open

Here's How Easy it is to Earn Your Rewards

Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive E-statements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, your account is still free.

Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

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